How Washington is Silently Tokenizing Your Bank Account

“Most Americans don’t realize they live under an expansive surveillance regime that likely violates their constitutional rights. Every purchase, deposit, and transaction, from the smallest Venmo payment for a coffee to a large hospital bill, creates a data point in a system that watches you—even if you’ve done nothing wrong.”

– Katie Haun, MIT Review

Have You Heard of the CLARITY Act?

If you missed it, you’re one among many. Reporting on the subject has been slim. No one wants to talk about it. Certainly, we don’t. But we will. Because it’s important.

We’re referring to the Digital Asset Market Clarity Act, or the CLARITY Act for short, which recently advanced out of the Senate Banking Committee via a 15 to 9 vote. The bill has already passed the House of Representatives and is getting queued up for a Senate vote.

Currently, Senate committee staff are merging the CLARITY Act framework with the companion Digital Commodity Intermediaries Act. The combined bill requires a full Senate floor vote and must survive conference reconciliation before heading to the President’s desk. Continue reading

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The Rapper and the Rolling Stone

Politicians and governments today generally rule from a government-knows-best model. They believe they can calibrate, modulate, and manage an entire economy from a comfy government desk.

From the price of eggs at your local grocery store to exactly how much the cashier gets paid, they want a finger in every pie. They raise a red pen against the private sector, convinced that with enough rules, regulations, and tax dollars, they can engineer a perfect society.

Quite frankly, we find it exhausting – and destructive too.

If the people are lucky, and after the micromanagers have made a big enough mess of things, a rare leader may come to power who believes in allowing the natural and self-correcting forces of the free market to order society. They cut the sprawling state down to size. They don’t pretend to know what’s best for you.

Instead, they step back, outline the government’s boundaries in chalk, and let the private sector do its thing. They trust that everyday people, guided by self-interest and the ever-changing signals of supply and demand, are way better at running the world than any politician. Continue reading

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State Sponsored Suicide

“A great civilization is not conquered from without until it has destroyed itself from within.”

– Will and Ariel Durant, The Story of Civilization

Enemy Within

How does a superpower die?

Does it come from the blinding kill shot of a hypersonic missile streaking through the sky? Or, perhaps, a rogue cyberattack that mortally destroys the national power grid?

Will the end of America come with foreign tanks rolling through New York or a massive, coordinated amphibious attack on Los Angeles?

These dramatic scenarios make for captivating conjecture. But they’re highly unlikely. If you look at the autopsy reports of the world’s greatest empires, the ultimate cause of death is rarely a sudden, overwhelming external blow.

Long before the barbarians breached the gates of Rome, the Roman denarius had been systematically devalued into a glorified copper token to fund a bloated bureaucracy. This was characterized by widespread domestic corruption and endless military expansion. Continue reading

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The Great American Squeeze of 2026

Does your American dream feel like it’s being put through a hydraulic press?

If so, you’re not alone. Between rising rent and gas prices, escalating grocery bills, and sky-high health insurance premiums, Americans are feeling a relentless squeeze from all directions. That’s the painful reality.

Recent economic numbers point to a weary consumer. In fact, consumer sentiment is at a 74-year low. To put that in perspective, Americans feel more pessimistic about the economy today than they did during the 2008 financial crisis, the stagflation of the 1970s, or the height of the 2020 lockdowns.

What’s going on?

Why does it feel like your paycheck is evaporating before it even hits your bank account, while the S&P 500 is hitting record highs over 7,400?

The answer has to do with the K-shaped reality of 2026.

For years, economists have tried to gaslight American workers and consumers. They blamed social media and partisanship. They reasoned that if your preferred politician isn’t occupying the White House, you complain a bit more to a pollster. Continue reading

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